Finance Options
Finance & Payment Options at Expert.ie
Klarna and Humm are available at Expert.ie. Explore our finance and payment options for eligible online purchases, from TVs and laptops to washing machines and other home appliances. Find out how each provider works, then choose from the payment methods available for your order at checkout.
Both options are forms of credit. Approval and terms apply. Only borrow what you can afford to repay.
Two ways to spread the cost
Pay in 3 at 0% APR
Split an eligible purchase into three interest-free instalments. View the amounts while you shop; select Klarna on the checkout payment screen.
Explore Klarna
Explore Humm finance
Spread the cost of an eligible purchase with a Humm payment plan. Read how to apply and check the available plans, fees and terms.
Explore Humm financeWhich payment option is right for you?
Klarna Pay in 3 and Humm work differently. Here's a quick side-by-side before you read the full detail on each provider's page.
Eligible product categories
Klarna and Humm may be available across our full range, subject to your order and each provider's eligibility checks.
TVs & home entertainment
Televisions, soundbars, speakers and headphones.
Laptops & technology
Laptops, computers, smartphones, wearables and gaming products.
Laundry & dishwashing
Washing machines, tumble dryers and dishwashers.
Refrigeration & cooking
Fridges, fridge freezers, ovens and hobs.
Small appliances
Vacuum cleaners, coffee machines, air fryers and kitchen appliances.
Home & personal care
Smart home technology, security products and personal care appliances.
Three steps to choosing how you pay
Read about each provider
Use the links above to understand how Klarna and humm work at Expert.ie.
Shop as normal
Choose your products and add them to your basket. Displayed instalment amounts are illustrations, not confirmation of approval.
Review your payment choice
At checkout, select an available payment method and review the repayment schedule, any fees and the total amount repayable before agreeing.
What to check before choosing finance
A few things worth reviewing on the final payment screen, whichever provider you choose.
APR and interest
Confirm whether the plan is interest-free (like Klarna Pay in 3 at 0% APR) or carries an interest rate, and what that rate is.
Fees
Check for any set-up, late payment or other fees that could apply over the life of the agreement.
Repayment dates
Know exactly when each instalment is due, so you can make sure funds are available on those dates.
Total amount repayable
Look at the full amount you'll repay overall, not just the size of each individual instalment.
Your other commitments
Make sure the repayments comfortably fit alongside your existing bills and financial commitments.
Alternative ways to pay
Remember you can always pay in full using the other payment methods available at checkout instead.
Finance options: frequently asked questions
Does Expert.ie offer finance?
What is the difference between Klarna and Humm?
Where do I choose Klarna?
How do I use Humm at Expert.ie?
Is finance available on every order?
What should I check before choosing finance?
Who helps with my order or repayments?
Can I use finance to buy a TV, laptop or appliance at Expert.ie?
What happens if I return an order I paid for with finance?
I've placed an order with Humm but recived no confirmation email from Expert
Explore Klarna and humm at Expert.ie
Read the provider information before choosing how to pay. Consider the full purchase cost and only take on repayments you can afford.
Both Klarna and humm are forms of credit. Approval and terms apply, and eligibility is assessed by each provider individually. Only borrow what you can afford to repay, and always review the full agreement — including APR, fees and repayment dates — before completing your purchase.